General Terms of Use

1. Agreement to Terms

By accessing or using any website, application, platform, or digital service ("Services") owned or operated by Addis Futures Lab, LLC ("AFL," "we," "our," or "us"), you agree to be bound by these General Terms of Use ("Terms"). If you do not agree to these Terms, do not access or use our Services.

These Terms apply across all AFL ventures and digital properties. Individual products or services may have additional terms or policies specific to their use. Where product-specific terms exist, they supplement (and in the event of conflict, take precedence over) these General Terms.

2. Eligibility

You must be at least 13 years of age to use our Services. If you are under 18, you represent that a parent or legal guardian has reviewed and agreed to these Terms on your behalf. Certain Services may impose additional age requirements, which will be stated in the relevant product-specific terms.

3. User Accounts

Some Services may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to provide accurate and current information during registration and to update it as necessary.

AFL reserves the right to suspend or terminate accounts that violate these Terms or that appear to involve fraudulent, abusive, or unauthorized activity.

4. Acceptable Use

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

Use the Services in any way that violates applicable local, state, national, or international law or regulation
Attempt to gain unauthorized access to any part of the Services, other accounts, computer systems, or networks connected to the Services
Interfere with or disrupt the integrity or performance of the Services
Upload, transmit, or distribute any content that is unlawful, harmful, threatening, abusive, defamatory, or otherwise objectionable
Use the Services to collect, harvest, or assemble information about other users without their consent
Reproduce, duplicate, copy, sell, or exploit any portion of the Services without express written permission from AFL
Use automated means (bots, scrapers, or similar tools) to access the Services without prior written authorization

5. Intellectual Property

All content, features, functionality, designs, text, graphics, logos, trademarks, and other materials available through our Services ("AFL Content") are owned by Addis Futures Lab, LLC or its licensors and are protected by U.S. and international copyright, trademark, patent, trade secret, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Services and AFL Content for personal, non-commercial purposes, unless otherwise specified in product-specific terms.

No part of the Services or AFL Content may be reproduced, distributed, modified, adapted, displayed, published, or transmitted without the prior written consent of AFL, except as expressly permitted by these Terms or applicable law.

6. User Content

Certain Services may allow you to submit, post, or share content ("User Content"). You retain ownership of any intellectual property rights you hold in your User Content.

By submitting User Content through our Services, you grant AFL a worldwide, non-exclusive, royalty-free, sublicensable license to use, reproduce, modify, adapt, publish, and display such content solely for the purposes of operating, improving, and promoting the Services.

You represent and warrant that you own or have the necessary rights to submit your User Content and that it does not infringe the intellectual property or other rights of any third party.

AFL reserves the right to remove any User Content that violates these Terms or that we determine, in our sole discretion, to be harmful or inappropriate.

7. Third-Party Services and Links

Our Services may contain links to or integrations with third-party websites, services, or content that are not owned or controlled by AFL. We do not endorse, assume responsibility for, or guarantee the accuracy of any third-party content. Your interactions with third-party services are governed by those parties' own terms and policies.

8. Privacy

Your use of our Services is also governed by the applicable privacy policy for each product or service. Privacy policies for individual AFL ventures are accessible through the AFL Privacy and Legal Hub on our website.

9. Disclaimers

THE SERVICES AND ALL AFL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

AFL DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ADDIS FUTURES LAB, LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF AFL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL AFL'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES EXCEED THE GREATER OF (A) THE AMOUNT YOU HAVE PAID TO AFL IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

11. Indemnification

You agree to indemnify, defend, and hold harmless Addis Futures Lab, LLC and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any rights of any third party; or (d) your User Content.

12. Modifications to Terms

AFL reserves the right to modify these Terms at any time. Updated Terms will be posted on our website with a revised "Last Updated" date. Your continued use of the Services after any modifications constitutes acceptance of the updated Terms. We encourage you to review these Terms periodically.

13. Termination

AFL may, in its sole discretion, suspend or terminate your access to the Services at any time, with or without cause, and with or without notice. Upon termination, your right to use the Services ceases immediately. Provisions of these Terms that by their nature should survive termination (including, without limitation, intellectual property, disclaimers, limitation of liability, and indemnification) shall survive.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms or the Services shall first be attempted to be resolved through good-faith negotiation. If the dispute cannot be resolved within thirty (30) days, it shall be submitted to binding arbitration administered in accordance with the rules of the American Arbitration Association, with the arbitration conducted in the State of Delaware. Each party shall bear its own costs, and the arbitrator's decision shall be final and binding.

Nothing in this section prevents either party from seeking injunctive or other equitable relief in a court of competent jurisdiction for matters relating to intellectual property or data security.

15. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with any applicable product-specific terms and privacy policies, constitute the entire agreement between you and Addis Futures Lab, LLC regarding your use of the Services and supersede all prior agreements and understandings.

17. Contact

For questions about these Terms, contact:

Addis Futures Lab, LLC

Email: hello@addisfutureslab.com

Website:‍ ‍https://www.addisfutureslab.com/

For data protection inquiries in the European Economic Area, you may also contact our designated representative.

This Privacy Policy is provided in English. In the event of any conflict between translated versions, the English version shall prevail.